FAQs

We offer a wide range of insurance products through our partnerships with top Zimbabwean and regional insurers. These include:

• Motor Insurance (Third Party, Comprehensive)
• Health Insurance / Medical Aid
• Funeral Cover
• Life Insurance
• Business Insurance (Fire, Theft, Liability)
• Agricultural Insurance (Livestock, Crops)
• Property Insurance (Home & Commercial Buildings)
• Travel Insurance

• Third Party insurance covers damage or injury you cause to other people or their property, but not your own vehicle.
• Comprehensive insurance covers third-party liabilities plus damage or loss to your own vehicle, theft, fire, and sometimes personal accident cover.

Yes, Third Party Motor Insurance is mandatory for all vehicles on Zimbabwean roads, as per the Road Traffic Act. Driving without valid insurance is a punishable offense.

Medical aid is a health insurance scheme that helps cover the cost of medical treatments, doctor visits, hospital stays, and medication. You pay a monthly premium, and the provider pays either directly to service providers or reimburses you based on the chosen package..

Yes, we provide group schemes tailored for SMEs, NGOs, and large corporates, offering staff access to affordable and reliable health cover.

• Funeral Cover pays out quickly to help cover burial expenses for the policyholder or covered family members.
• Life Insurance provides a lump sum payment to beneficiaries upon the policyholder’s death, which can be used for funeral costs, debts, school fees, or investments.

Yes, many funeral policies allow you to cover parents, in-laws, and sometimes even dependents who live with you, depending on the insurer’s terms.

We offer tailored insurance solutions for SMEs and large enterprises, including:

• Fire & Theft Insurance
• Public Liability Insurance
• Goods-in-Transit
• Employer’s Liability
• Business Interruption Cover

Yes, we offer property insurance for homes, flats, and commercial buildings, covering damage from fire, storm, burglary, and more.

To make a claim:

1. Notify our office immediately.
2. Submit a completed claim form with all required documents (e.g., police report, photos, receipts).
3. We will lodge the claim with the insurer and follow up until it’s settled.

We assist you throughout the process for quick resolution

Missing premiums may lead to policy lapse or non-payment of claims. Some insurers offer grace periods, but we advise clients to stay current to avoid losing coverage

• Old Mutual
• Zimnat
• First Mutual
• NicozDiamond
• Champions Insurance
• CBZ Insurance
  …and others. This allows us to compare options and offer the best deals for your needs.

Yes, we help clients review their existing policies and, if needed, facilitate a smooth transfer to another provider that better suits their needs and budget

Yes, we assist Zimbabweans in the diaspora with policies for their families back home, especially in funeral, life, and property insurance.

Yes, we offer free quotations and policy comparisons. You can call, visit our office, or request a quote via our website or WhatsApp line.