Insurance

Export Payments Insurance Policy (EPIP)
The Export Payments Insurance Policy (EPIP) protects exporters from specific commercial and political risks that may arise during international trade. This policy encourages local exporters to confidently explore new markets, extend credit terms to both new and existing buyers, and grow their export activities. By reducing risk exposure, EPIP enhances exporters’ competitiveness and fosters long-term trade relationships.

Domestic Payments Insurance Policy (DPIP)
The Domestic Payments Insurance Policy (DPIP) is designed to protect companies operating within Zimbabwe from commercial and political risks that may occur in local transactions. With this policy, businesses can safely offer credit to buyers within the domestic market, expand sales, and discover new business opportunities. DPIP serves as a powerful tool for driving local trade and financial resilience.

MSMEs Credit Guarantee Scheme
STF Capital also offers a credit guarantee scheme tailored for Micro, Small, and Medium Enterprises (MSMEs). This initiative, aligned with the SME Association of Zimbabwe, supports deserving small businesses that lack the collateral traditionally required to access financing. The scheme ensures collateral-free credit access, helping entrepreneurs scale operations and contribute to national economic growth. It was established to bridge the funding gap and promote inclusive lending for Zimbabwe’s MSME sector.