This service provides essential financial guarantees for construction projects, ensuring all parties are protected from risk. With bid bonds, performance bonds, retention systems, advance payment guarantees, and comprehensive insurance, clients are assured of project commitment, quality execution, and financial safety. These tools give project owners peace of mind, protect against delays or substandard work, and ensure contractors are held accountable throughout the construction process.
Our custom bond service helps clients meet regulatory obligations for imports and other customs-related activities. By acting as a financial guarantee between importers, customs authorities, and a surety, we ensure duties and taxes are properly settled. Whether it’s a ZIMRA bond, court bond, or removal in transit, our offerings provide reliable support for smooth, compliant operations in logistics and trade. Clients can operate confidently, knowing their customs responsibilities are fully covered.
Our insurance solutions are designed to protect businesses against commercial and political risks—both locally and internationally. Through Export and Domestic Payments Insurance Policies, STF Capital empowers companies to confidently extend credit, explore new markets, and increase sales. We also support small businesses through a dedicated credit guarantee scheme that provides collateral-free lending access for micro, small, and medium enterprises (MSMEs), fostering inclusive growth and sustainable entrepreneurship
STF Capital provides a wide range of general insurance solutions tailored to meet the needs of individuals, businesses, and organizations. From protecting vehicles, buildings, equipment, and stock to covering liabilities and personal risks, our comprehensive policies ensure peace of mind and financial security. Whether you’re safeguarding your home, assets, or operations, STF Capital offers flexible coverage that protects what matters most—across all industries and personal circumstances.
STF Capital offers world-class trade finance services in partnership with Yield 4 Finance, a Dubai-based premier provider of financial instruments in trade transactions. This collaboration was born out of a recognition of the challenges local businesses face in accessing international trade financing. Through this strategic alliance, STF Capital provides clients with structured financial instruments and tailored solutions that support both local and international transactions. The trade finance portfolio includes standby letters of credit, bank guarantees, risk participation, purchase order and invoice financing, infrastructure finance, capital raising, debt restructuring, and M&A consultancy services.
